The challenges surrounding spray foam insulation have become a – well, sticky subject – for homeowners, especially those trying to sell or remortgage their properties. Mortgage lenders are increasingly refusing loans for homes with spray foam, making it clear that when it comes to energy efficiency, quick fixes can have costly consequences.

Spray foam insulation was once seen as an easy win for energy savings. However, its reputation has been seriously damaged. Closed-cell spray foam, in particular, is known to trap moisture, leading to mould, damp, and rotting roof timbers. These hidden problems not only affect your home’s structural integrity but also make it nearly impossible for surveyors to assess the condition of your roof. As a result, they often recommend against its use, leaving lenders unwilling to approve mortgages for homes with spray foam.

The fallout can be devastating. Removing spray foam insulation is an expensive, time-consuming process that can cause significant damage to your roof. In many cases, it requires full roof replacement, costing homeowners thousands of pounds. For anyone considering spray foam, this is a sobering reminder that what seems like a quick and easy solution can turn into an expensive nightmare.

Smarter planning for long-term benefits

The good news is that these headaches are entirely avoidable. The key is to think ahead and make decisions based on long-term benefits, not short-term fixes. With proper planning, you can identify solutions that deliver energy savings without creating problems for your home or its value.

For example, there are plenty of reliable alternatives to spray foam insulation that will improve energy efficiency while safeguarding your roof and avoiding resale issues. Planning carefully ensures that all improvements work together, making your home warm in winter, cool in summer, and more energy-efficient all year round – without the risk of costly mistakes.

Avoid the pitfalls of quick fixes

The takeaway is simple: energy-saving measures shouldn’t be rushed. Quick, one-size-fits-all solutions like spray foam often lead to expensive problems down the line. With some insurers now refusing to cover homes with spray foam insulation, the risks are simply too high.

By planning ahead, you can ensure your energy-saving improvements align with your home’s unique needs. This approach not only protects your investment but also makes the process far simpler and stress-free.

If you’re considering energy-saving upgrades, our team can help. We’ll work with you to create a personalised plan tailored to your property, ensuring every improvement adds value, reduces energy use, and makes your home more comfortable.

Don’t spray money up the wall – plan smarter and enjoy peace of mind from the start. Talk to our team today!

Already have spray foam insulation?

If your home already has spray foam insulation, there are steps you can take to address potential concerns:

• Check your documentation: Ensure you have a product certificate, installer warranty, survey report, and before-and-after photos.
• Request a “health check”: Contact the installer or manufacturer to see if they offer a free assessment.
• Get an independent review: Hire a qualified spray foam surveyor to evaluate your insulation’s impact.

Government schemes require Trustmark-registered installers to meet high standards, and any issues should be rectified promptly.